Team leader on laptop while speaking to her team

Safety and Loss Control


Tips for Safe and Successful Curbside Dining

As warmer weather rolls in, restauranteurs across the country are initiating or relaunching outdoor dining operations. Browse our tips for keeping your outdoor dining exposures to a minimum.

LEARN MORE


Certain pages on our website may contain links to third-party sites that USLI does not own, operate or control. This third-party content is subject to the published policies and practices of those third parties.

Loss Control

Loss Control Video Library: Catch up on Past Webinars

Browse Our Videos

Our Loss Control team conducts ongoing underwriting of the hazards we insure. Our mission is to identify exposures that pose potential risks to policyholders and provide resources to help them improve the condition of those exposures to prevent and mitigate losses. We have a variety of educational materials available through our Business Resource Center.

Risky Business: Your Insurance Podcast

Listen to Our Podcast

Stream episodes covering a variety of insurance topics — including USLI products, ways to reduce your risk, what's trending in the industry and more — for policyholders, agents and brokers.

CLUE: Controlling Losses With Underwriting Expertise

At USLI and Devon Park Specialty, our goal is to get the information we need up front to insure your business properly and comprehensively with potential risks and hazards in mind. Some of the most important pieces of information we seek include your building’s construction type and age, roof type and age, protection class, square footage, plumbing type, and if you’ve had any prior claims. Browse our CLUE resources to ensure you’re providing the most accurate information when applying for insurance coverage.

FEATURED RESOURCES

Happy homeowner stand in front of contractor and shake hand, handyman holding clipboard and after checking details

ARTICLE

5 Ways to Prevent a Disaster at Your Condominium Building

In the aftermath of the June 2021 collapse of the Champlain Towers South condominium building in Surfside, Florida, condominium associations across the country are searching for actions they can take to prevent such a tragedy from happening to them. Learn how you can best protect your condominium building and its residents by following our five safety tips.

Professional electrician repairing under cabinet range hood

ARTICLE

Tips for Avoiding an Electrical Fire

Electrical fires involving some type of electrical failure or malfunction account for roughly 51,000 fires in the United States each year, amounting to $1.3 billion in property damage. Follow our tips to decrease the likelihood and severity of an electrical fire loss at your premises.

Two kids happily jumping into a pool

ARTICLE

Swimming Pool Safety Tips

While home and community pools serve as beloved areas of activity in warm weather, they can pose life-threatening risks. Read this article to learn how you can make pool time safe and enjoyable.

Happy friends enjoying barbecue party

ARTICLE

Summer Fire Hazards and Tips to Avoid an Accident

Summer is a time of year when many head outside to enjoy the weather and seasonal activities. But firing up the grill or enjoying fireworks can lead to serious accidents that could put you and your loved ones at risk of injury — and costly insurance claims. Read our tips for taking precautions and knowing what to avoid this season.

Confused and upset man looking at his computer

ARTICLE

The Truth About Leases for Commercial Property Owners

Leases are not always as black and white as they appear. If you are a commercial property owner, follow these tips to avoid any confusion about who's responsible — yourself or your tenant — if a claim arises.

Person holding a magnifying glass over some documents

ARTICLE

FAQs About Premium Audits (U.S.)

FAQs About Risk Assessments (Canada)

An audit/risk assessment is the examination of your business's financial records. Have a question about an audit/risk assessment requested by USLI? Browse these resources.

Happy customer purchasing a drink with their credit card

CHECKLIST

Alcohol Safety Checklist

A vital part of loss control is identifying and removing or correcting unsafe activities or conditions before a loss occurs. This safety checklist is a tool to help you identify some areas that may need attention.

Happy man installing exterior security camera on building

ARTICLE

4 Essential Steps for Protecting Your Vacant Property

It can be easy to assume your property is a quiet, uneventful environment posing little to no risks. However, this assumption can lead to your property becoming an enticing location for theft, vandalism or other illicit activities. Follow our four steps to keep your vacant property safe, secure and free of damage.

VIDEO

Commercial Cooking Fire Safety

If you're a restaurant owner, you've invested time and money into getting the proper commercial cooking equipment installed inside your establishment.

In this video, uncover five tips you can implement to keep your commercial cooking equipment running safely and effectively.

Man shoveling snow off the sidewalk

ARTICLE

5 Essential Steps for Winterizing Your Property

Cold weather and a drop in temperature can cause costly claims to occur on your premises. Read more on what steps you can take to make sure your property is ready to withstand all the hazards that the winter season brings.

Person using a fingerprint scanner

ARTICLE

Understanding Biometric Information Privacy Act (BIPA) in Illinois

Does your business collect, use and/or store personal identifying information such as a retina or iris scan, fingerprints, voiceprints or facial geometry?

If your answer is “yes,” you should educate yourself on BIPA!

Three chefs cooking in front of a stovetop

ARTICLE

5 Fire Safety Tips for Commercial Cooking Equipment

Follow our five fire safety tips to keep your commercial cooking equipment running safely and effectively while greatly reducing the chances of a fire starting or spreading from your kitchen.

Young man working out

ARTICLE

Don't Sweat It — We've Got You Covered!

From the treadmill to the locker room, many hazards exist in a fitness center. Are you taking all the necessary precautions to help keep your facility safe?

Learn how you can reduce or stop accidents from happening at your fitness center.

Silhouette of person using a headset

Get Assistance via Our Free Human Resources Helpline

Are you dealing with personnel issues? Representatives are available from 8 a.m. to 7:30 p.m. Eastern time daily to answer your human resources questions.

DISASTER AND EMERGENCY PREPAREDNESS RESOURCES

Person practicing chest compressions on a dummy

DISCOUNTED TRAINING

CPR and First Aid Training From ProTrainings

It's important to respond to the scene of a cardiac arrest or another injury with immediate trained action to increase the likelihood of a victim’s survival. ProTrainings offers online CPR and first aid training and certification at a 20% discounted rate.

After watching the online training videos and passing a multiple choice test, ProTrainings will ship a low-cost mannequin right to your doorstep so you can complete your hands-on skill evaluation with a certified instructor over videoconference at a time that's convenient for you.

  • Courses exceed American Heart Association and International Liaison Committee on Resuscitation guidelines for OSHA-mandated training
  • Certification valid for two years
  • Printed wallet card included

LAY RESCUER TRAINING HEALTH CARE PROVIDER TRAINING

ARTICLE

Preparing for a Hurricane

Hurricanes can be disastrous because of the hazards they present, including high winds, hail, flooding, heavy rainfall and tornadoes.

Explore our resource for taking precautions and creating an emergency response plan.

ARTICLE

Preparing for a Pandemic

The World Health Organization defines a pandemic as “the worldwide spread of a new disease.”

Read more about taking precautions, responding to a pandemic and establishing a remote servicing plan.

ARTICLE

Preparing for a Tornado

A tornado can be disastrous due to high winds, flying debris and extreme damage.

Learn the proper precautions to take when a tornado is predicted.

ARTICLE

Preparing for Winter Weather

Winter weather can be disastrous due to the possibility of high winds, heavy snowfall, freezing temperatures, injuries and being stranded in a storm.

Discover the best ways to be proactive when a winter storm is predicted.

ARTICLE

Preparing for a Wildfire

Wildfires can be disastrous because they spread quickly, are difficult to put out and release a lot of smoke.

In this guide, learn how to take precautions and stay safe.

COVID-19 Workplace Guidance From the Centers for Disease Control and Prevention

The CDC offers guidance on navigating COVID-19.

VISIT CDC.GOV

COVID-19 Safety Tips and Precautions From the American Red Cross

The American Red Cross outlines simple actions you can take to prepare for disasters and emergencies, such as COVID-19.

VISIT REDCROSS.ORG

Disaster Planning and Recovery Toolkit From the Insurance Institute for Business & Home Safety

This toolkit gives you access to business continuity forms that will assist you with disaster planning and recovery.

BROWSE THE TOOLKIT

Disaster Safety Website From the Insurance Institute for Business & Home Safety

Visit this website to identify the natural hazards that could put your business at risk.

VISIT DISASTERSAFETY.ORG

Free On-site Safety and Occupational Health Consultation From the Occupational Health and Safety Administration

OSHA's on-site consultation program offers confidential safety and occupational health advice to small and midsize businesses in all states, with priority given to high-hazard worksites. Consultants from state agencies or universities work with employers to identify workplace hazards, provide advice on compliance with OSHA standards, and assist in establishing injury and illness prevention programs.

LEARN MORE AND SCHEDULE

Guidance on Preparing Workplaces for COVID-19 From the Occupational Health and Safety Administration

Develop disease preparedness response plans to keep your employees, their families and the public safe.

READ MORE

Resources From the Canadian Centre for Occupational Health and Safety

Access pandemic tip sheets, free educational podcasts and more, and get answers to your questions today.

VISIT CCOHS.CA


PERSONAL LIABILITY AND PROPERTY RESOURCES

Shocked man holding a bowl under a leaking pipe while on the phone

CHECKLIST

Steps to Take After a Loss

This checklist will guide you on what to do after a loss occurs to minimize further damage and keep yourself and others safe.

Confused and upset man looking at his computer

ARTICLE

The Truth About Leases for Commercial Property Owners

Leases are not always as black and white as they appear. If you are a commercial property owner, follow these tips to avoid any confusion about who's responsible — yourself or your tenant — if a claim arises.

Landlord showing tenants their home

CHECKLIST

Safety Checklist for Rental Dwellings

A vital part of loss control is identifying and removing or correcting unsafe activities or conditions before a loss occurs. This safety checklist is a tool to help you identify some areas that may need attention.

Person reviewing a document

ARTICLE

Importance of Renter's Insurance

Are you a landlord? Do you require your tenants to obtain renters insurance? If your answer is "no," learn how doing so can help your tenants — and yourself — stay protected.

Woman rolling her ankle on broken sidewalk

ARTICLE

Preventing a Slip and Fall Injury on
Your Property

A small crack or uneven area in your sidewalk may not seem like a big deal, but it may be all it takes for a serious and costly injury to occur on your premises.

Learn more on how you can keep your property safe and hazard-free.


BAR AND RESTAURANT RESOURCES

Bartender pouring a drink

DISCOUNTED TRAINING

Sign Up for Alcohol Safety Training

For only $11 per server, LiquorTraining.com offers your staff training in the responsible sale and service of alcohol. Certifications last for three years. Protect your business and employees — and save money in the process.

Two chefs happily talking in the kitchen

DISCOUNTED TRAINING

Certify Your Food Handlers and Food Managers

Get your food handlers and food managers certified with StateFoodSafety. All training takes place online, and StateFoodSafety is approved by more health departments than any other food safety training program.

Happy customer purchasing a drink with their credit card

CHECKLIST

Alcohol Safety Checklist

A vital part of loss control is identifying and removing or correcting unsafe activities or conditions before a loss occurs. This safety checklist is a tool to help you identify some areas that may need attention.

VIDEO

Commercial Cooking Fire Safety

If you're a restaurant owner, you've invested time and money into getting the proper commercial cooking equipment installed inside your establishment.

In this video, uncover five tips you can implement to keep your commercial cooking equipment running safely and effectively.

Female chefs happily serving couple food from food truck.

ARTICLE

Top 5 Fire Safety Tips for Your Food Truck

Food trucks have become a popular way for entrepreneurs to get their businesses off the ground, but these mobile restaurants are at an increased risk of fire hazard. Read our tips to ensure the safety of your food truck business.

Three chefs cooking in front of a stovetop

ARTICLE

5 Fire Safety Tips for Commercial Cooking Equipment

Follow our five fire safety tips to keep your commercial cooking equipment running safely and effectively while greatly reducing the chances of a fire starting or spreading from your kitchen.

A couple dining outdoors

ARTICLE

Minimize Your Outdoor Dining Exposures

Keep outdoor dining exposures to a minimum and learn about new hazards you may have not faced as a restaurant owner.

Download Our Sample Incident Reporting Form

Use the sample incident reporting form to capture and document information and remind employees of best practices in the event of an incident.

VIEW FORM

Download Our Responsible Sale/Service of Alcohol Pledge

This pledge can be used by management to raise employee awareness about their responsibility in the safe sale and service of alcohol.

VIEW THE PLEDGE

Download Our Bar/Restaurant Safety Checklist

Take inventory of your establishment and possible hazards to better recognize improvement areas and put a plan in place to correct those conditions before a loss occurs.

VIEW THE CHECKLIST

Read USLI's Audit Letter

This resource defines the different types of audits performed and can assist you in understanding what to expect once an audit is scheduled.

READ MORE


CHILD CARE AND YOUTH-ORIENTED RESOURCES

Child Care Safety and Child Abuse Prevention

Pre school teacher playing guitar for her students

VIDEO

5 Safety Tips for Reducing Risk at Child Care Centers

Running a business or nonprofit that is geared toward a youthful demographic has its own unique challenges. The following resources can help you navigate through issues such as permission slip collection, concussion awareness, sexual abuse prevention and more..

A Mom looking back from her laptop at her daughter

CHECKLIST

Safety Checklist

Things can happen, but many of them can be prevented. Review our loss control notice and safety checklist to take an inventory of your operation and possible hazards. It can help you identify areas that may need improvement, as well as a plan to help you fix those areas to make the environment safer for children.

Group of kids pointing to a page in a book that their teacher is holding

ONLINE RESOURCE

CDC Guide for Preventing Child Sexual Abuse Within Youth-serving Organizations

This guide provides policies and procedures for screening employees and volunteers and interactions between individuals, monitoring behavior, ensuring safe environments and responding to inappropriate behavior, breaches in policy and allegations and suspicions of abuse, along with child sexual abuse prevention training.

Kids in classroom smiling and raising hands

ONLINE RESOURCE

Recognizing Signs and Symptoms of Child Abuse

This site provides videos, articles and training information to help prevent child abuse and neglect.

Youth Sports

Young boy holding his head

ONLINE RESOURCE

The CDC’s Free Online Concussion Training Course

These free online videos are available to coaches, parents and others who want to learn more about concussion awareness.

Boys playing football

ONLINE RESOURCE

Concussion Laws — Traumatic Brain Injury Legislation in Your State

Access your state's laws on practices to prevent concussions during youth sports.

Kids playing basketball

DOCUMENT

Sample Waiver of Liability

Download this sample waiver to use as as basis for creating your own waiver. Waivers can help protect an organization against future potential lawsuits and allow parents to acknowledge the risk of their child's involvement in team sports.

Cost Calculator Icon
These services are provided by USLI and Devon Park Specialty Insurance.
Copyright © l bizresourcecenter.com All rights reserved.