PROPERTY SAFETY

As a property owner or manager it is your duty to maintain the safety of your property. The resources below provide guidance on how to proactively reduce the chances of an incident occurring.

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Resources, Services and Tools

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Free On-site Consultation

Confidential consultation helps employers identify and address hazards and establish or improve safety and health programs. Services are provided by consultants from state agencies or universities.

Winter Is Coming — Top Weather-related Hazards

Winter Is Coming — Top Weather-related Hazards

Thinking about the steps you need to take to prepare your property for the possibility of freezing temperatures? Hear from Jim Wible, Senior Engineering Exposure Analyst for FM Global, as he outlines the top winter property concerns and how to avoid potential losses associated with this time of year.

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Laundromat Safety Checklist

Laundromat Safety Checklist

Did you know? The National Fire Protection Association (NFPA) reports that dryers and washing machines cause an average of 15,970 fires each year, with dryers causing 92% of them and an average of $200 million in property damage. You may already have policies and best...

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Is Your Roof Ready for Extreme Weather Conditions? 4 Ways You Can Prepare

Is Your Roof Ready for Extreme Weather Conditions? 4 Ways You Can Prepare

No matter the season, weather is the primary cause of wear and tear on the exterior of residences and businesses. Regardless of whether a hurricane, a snowstorm or another extreme-weather event is forecasted, it is important to always be prepared because natural disasters have become more widespread in recent years. Below, explore four ways you can prepare.

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Circuit Breaker Safety — What You Need to Know

Circuit Breaker Safety — What You Need to Know

Overheated electrical wires can lead to fires, property damage, injury, fatality, and/or a loss of business income. It is estimated that FPE and
Stab-Lok panel failures result in as many as 2,800 fires, 13 deaths and $40 million in property damage annually.

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Why Hiring Licensed and Insured Contractors Is Essential 

Why Hiring Licensed and Insured Contractors Is Essential 

As a business owner, you will occasionally need to make repairs to keep your business and property safe and hazard-free. While it may seem tempting and less expensive to do a DIY project or hire an unlicensed contractor for these repairs, these shortcuts are not worth the cost in the long run. Here are some of the many reasons why only a licensed and insured contractor should complete your projects.

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Preserving Video Surveillance

Preserving Video Surveillance

Businesses often use a video surveillance system to monitor their establishments for a variety of reasons, including security, property management, and liquor service monitoring. In the event a potential claim happens at your premises, it is crucial that video surveillance footage be handled and preserved correctly. If surveillance is handled incorrectly, it can become unusable and, in some cases, have a negative effect on the outcome of a claim settlement.

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The Importance of Adequate Lighting at Your Premises

The Importance of Adequate Lighting at Your Premises

To keep your premises safe, it is essential you have adequate lighting installed inside and outside. But what is adequate lighting? Adequate lighting is defined as having enough light to complete a task at hand. Whether that task is walking to a car in a parking lot...

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Rental Home Safety Checklist

Rental Home Safety Checklist

A vital part of loss control is identifying and removing or correcting unsafe activities or conditions before a loss occurs. This safety checklist is a tool to help you identify some areas that may need attention.

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Rental Property

Rental Homes: Reducing Risk and Preventing Claims

Rental Homes: Reducing Risk and Preventing Claims

Do you own a rental home, or do you insure those who do? Tune in to this webinar to learn how to reduce many of the potential risks you are exposed to through your property and keep your dwelling claim-free. Guest speaker and attorney Sevan Gobel, of Lagasse Branch Bell + Kinkead LLP, will discuss real-life claim examples surrounding fires, pools, dog bites, negligent security and more.

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Tips for Protecting Your Residential Condominium Units

Tips for Protecting Your Residential Condominium Units

A vital part of loss control is identifying and correcting hazards before a loss occurs. With spring just around the corner, as a residential condo investor, now is the time to assess your unit(s) to ensure your investments don’t cost you due to possible damage....

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Rental Home Safety Checklist

Rental Home Safety Checklist

A vital part of loss control is identifying and removing or correcting unsafe activities or conditions before a loss occurs. This safety checklist is a tool to help you identify some areas that may need attention.

read more
5 Ways to Prevent a Disaster at Your Condominium Building

5 Ways to Prevent a Disaster at Your Condominium Building

In the aftermath of the June 2021 collapse of the Champlain Towers South condominium building in Surfside, Florida, condominium associations across the country are searching for actions they can take to prevent such a tragedy from happening to them. Learn how you can...

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Vacant Property

4 Essential Steps for Protecting Your Vacant Property

4 Essential Steps for Protecting Your Vacant Property

For vacant building owners, it can be easy to assume your property is a quiet, uneventful environment posing little to no risks. However, this assumption can lead to your property becoming an enticing and viable location for temporary shelter, theft, vandalism or...

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Fire Prevention

Circuit Breaker Safety — What You Need to Know

Circuit Breaker Safety — What You Need to Know

Overheated electrical wires can lead to fires, property damage, injury, fatality, and/or a loss of business income. It is estimated that FPE and
Stab-Lok panel failures result in as many as 2,800 fires, 13 deaths and $40 million in property damage annually.

read more
Apartment Buildings: Avoid Fire Loss

Apartment Buildings: Avoid Fire Loss

Curious what the most common causes of habitational fire loss are? Interested in learning how to avoid these types of fire loss or what action to take should a fire loss occur? Watch USLI and John P. Freedenberg of Goldberg Segalla discuss recent events surrounding...

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Tips for Avoiding an Electrical Fire

Tips for Avoiding an Electrical Fire

Electrical fires involving some type of electrical failure or malfunction account for roughly 51,000 fires in the United States each year, amounting to $1.3 billion in property damage. Follow our tips to decrease the likelihood and severity of an electrical fire loss...

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Summer Fire Hazards and Tips to Avoid an Accident

Summer Fire Hazards and Tips to Avoid an Accident

Summer is a time of year when many head outside to enjoy the weather and seasonal activities. But firing up the grill or enjoying fireworks can lead to serious accidents that could put you and your loved ones at risk of injury — and costly insurance claims. By taking...

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Water Safety

Jump In: Pool Safety for Residential and Commercial Exposure

Jump In: Pool Safety for Residential and Commercial Exposure

May is National Water Safety Month — do you understand the importance of pool safety as it relates to commercial and residential exposures? Whether you’re an insurance professional and have clients with pools or are a pool owner yourself, understanding the most common...

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Swimming Pool Safety Tips

Swimming Pool Safety Tips

While home and community pools serve as beloved areas of activity in warm weather, they can pose life-threatening risks. Keep reading to learn how you can make pool time safe and enjoyable. What’s the Big Deal? Recent statistics indicate: Drowning is the leading cause...

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