RESIDENTIAL AND RENTAL PROPERTIES
Protecting Your Property
Access the following resources to reduce your risk and prevent claims at your property.
INDUSTRY > RESIDENTIAL AND RENTAL PROPERTIES
Legal and Financial Protection
The Importance of a Lease for Commercial Tenants
Leases provide protection for both landlords and tenants. In the event that a claim arises involving any or all of the parties to the lease, the lease provides clarity in determining who is the responsible party, and for what. If a lease is written clearly and in...
Managing Your Risk as a Property Manager/Real Estate Agent
Whether you are dealing with a management agreement, a lease agreement, accounting records or a decision made by a board of directors, documentation is the best practice for every situation as a property manager/real estate agent.
Renters Insurance: Protection for Tenants, Landlords and Their Properties
You may think requiring your tenants to obtain renters insurance is unnecessary. But the truth is, the overall benefit of doing so is worth the extra effort. Many tenants are under the incorrect assumption that their landlords are already covering all of their...
Building Maintainence
Winter Is Coming — Top Weather-related Hazards
Thinking about the steps you need to take to prepare your property for the possibility of freezing temperatures? Hear from Jim Wible, Senior Engineering Exposure Analyst for FM Global, as he outlines the top winter property concerns and how to avoid potential losses associated with this time of year.
Laundromat Safety Checklist
Did you know? The National Fire Protection Association (NFPA) reports that dryers and washing machines cause an average of 15,970 fires each year, with dryers causing 92% of them and an average of $200 million in property damage. You may already have policies and best...
The Importance of Quick-release Security Bars on Egress Windows
While security bars on egress windows can provide an added layer of security, they become a liability if they prevent individuals from being able to quickly and easily exit a building in the event of an emergency.
Is Your Roof Ready for Extreme Weather Conditions? 4 Ways You Can Prepare
No matter the season, weather is the primary cause of wear and tear on the exterior of residences and businesses. Regardless of whether a hurricane, a snowstorm or another extreme-weather event is forecasted, it is important to always be prepared because natural disasters have become more widespread in recent years. Below, explore four ways you can prepare.
Circuit Breaker Safety — What You Need to Know
Overheated electrical wires can lead to fires, property damage, injury, fatality, and/or a loss of business income. It is estimated that FPE and
Stab-Lok panel failures result in as many as 2,800 fires, 13 deaths and $40 million in property damage annually.
Why Hiring Licensed and Insured Contractors Is Essential
As a business owner, you will occasionally need to make repairs to keep your business and property safe and hazard-free. While it may seem tempting and less expensive to do a DIY project or hire an unlicensed contractor for these repairs, these shortcuts are not worth the cost in the long run. Here are some of the many reasons why only a licensed and insured contractor should complete your projects.
Preserving Video Surveillance
Businesses often use a video surveillance system to monitor their establishments for a variety of reasons, including security, property management, and liquor service monitoring. In the event a potential claim happens at your premises, it is crucial that video surveillance footage be handled and preserved correctly. If surveillance is handled incorrectly, it can become unusable and, in some cases, have a negative effect on the outcome of a claim settlement.
Rental Homes: Reducing Risk and Preventing Claims
Do you own a rental home, or do you insure those who do? Tune in to this webinar to learn how to reduce many of the potential risks you are exposed to through your property and keep your dwelling claim-free. Guest speaker and attorney Sevan Gobel, of Lagasse Branch Bell + Kinkead LLP, will discuss real-life claim examples surrounding fires, pools, dog bites, negligent security and more.
The Hazard Right Outside Your Door: Preventing a Slip and Fall Injury on Your Property
A small crack or uneven area in your sidewalk may not seem like a big deal, but it may be all it takes for a serious and costly injury to occur on your premises. As the area of your property most exposed to the public, your exterior walkways can pose a constant hazard...
Tips for Protecting Your Residential Condominium Units
A vital part of loss control is identifying and correcting hazards before a loss occurs. With spring just around the corner, as a residential condo investor, now is the time to assess your unit(s) to ensure your investments don’t cost you due to possible damage....
Tools
Steps to Take After a Loss
Document
This checklist will guide you on what to do after a loss occurs to minimize further damage and keep yourself and others safe.
Safety Checklist for Rental Dwellings
Document
A vital part of loss control is identifying and removing or correcting unsafe activities or conditions before a loss occurs. This safety checklist is a tool to help you identify some areas that may need attention.
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